The We Got Your Back Offer from Snap Homes is designed to give you the confidence of a cash offer, made in your name, while providing a safety net if traditional financing doesn't come through in time. Whether you’re working with one of our trusted lenders or your own, Snap Homes backs your purchase, ensuring you can secure the home you want without delays. With flexible financing options and our full support, you’ll be ready to move in quickly and transition smoothly to permanent financing.

 

1. Get Your Pre-Approval

• Get fully pre-approved for the home you are trying to purchase with a Snap Homes approved lender or your lender.
• Lender issues the fully pre-approved mortgage to Snap Homes for review.
• Snap reviews the pre-approval, evaluates the property value, and issues your fully approved cash-contingent guaranty.

• Work with your agent to find a home and make a cash offer.
• Agent submits the offer to Snap Homes for review and gets the purchase agreement signed.
• Snap approves the purchase agreement and provides proof of funds required for cash offers.

• Close with approved mortgage funding if it meets the timeline; if not, Snap Homes steps in and closes a full cash offer, resulting in short-term financing with Snap, and move in at closing.
• Lender reviews financing with you and prepares to close permanent financing, which may be a refinance or act as a separate purchase.
• Snap completes financing on the property and equips you to be ready for permanent closing.

• Work with a Snap Homes approved lender to complete financing on the new home.
• Lender works with you to secure permanent (rate-term refinance or purchase transaction) financing.

 

Celebrate! You have successfully used our We Got Your Back to level the buying field! 

 

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